Wanting forward, the investing panorama appears tougher, particularly after three strong years of fairness returns. Extra capital preservation methods needs to be thought of. On the similar time, company earnings are nonetheless rising. Additional, the long-term development for shares is up and to the suitable.
What’s an individual who doesn’t need to actively handle their cash, however who additionally needs to hedge towards draw back threat to do? Discover an investing platform that does these items.
In 2021, I used to be launched to Titan World Capital Administration (Titan) by an previous VC good friend of mine, Mark G. He was an early investor in Private Capital and acted as their CMO for a number of years. Mark and I truly overlapped at Private Capital for a few years whereas I did some consulting.
Given Titan was based solely three years earlier in February 2018, I made a decision to see how they’d do for one more yr earlier than sharing their work. I’m joyful to say they’ve grown tremendously. Additional, I feel the timing is true to speak about their product now because the markets get extra unstable.
Titan is an funding platform bringing premier, lively funding administration to everybody. Right here’s Titan sharing their worth proposition in their very own phrases.
Why Does Titan Exist?
Wealth is essential to our well being and safety. However we haven’t been correctly taught how you can develop our wealth or given instruments to take action. We’ve been compelled to decide on between subpar choices: unaffordable old-school wealth administration, too-conservative mutual funds / ETFs, and uniformed “do it your self” investing.
Managing and rising your wealth is a full-time job. With Titan, our skilled funding crew does that job for you.
Founding Group / Story
The world tells the typical retail investor to “run alongside and go put your cash in an ETF.” However for the ultra-wealthy, the equation fully flips: “Welcome to top quality. Which specialty funds would you want?” This didn’t sit proper with Titan’s founders, in order that they got down to degree the taking part in area.
Co-Founder and Co-CEO Clay Gardner spent the vast majority of his profession as an investor at multi-billion greenback hedge funds, making use of the long-term, quality-oriented strategy that Titan makes use of at present.
Co-Founder and Co-CEO Joe Percoco has a well-developed perspective of at present’s monetary and expertise ecosystems, spending time investing at Goldman Sachs and an extended/quick fairness hedge fund, in addition to McKinsey & Co. of their expertise apply.
Co-Founder and CTO Max Bernardy was a senior engineer and early worker at a hedge fund and several other early-stage expertise firms.
What Does Titan Do?
Titan is the new-guard funding platform bringing premier, lively funding administration to all.
We’re the primary Direct-To-Client, mobile-first funding platform the place on a regular basis traders, regardless of wealth, can have their capital actively managed by 10+ funding consultants in long-term methods. We additionally simply launched the primary actively managed crypto portfolio accessible to US traders (besides in NY).
Via the Titan app, traders and potential traders have courtside seats to the technique, analysis, and commentary of Titan’s Funding Administration crew. The insights are accessible for purchasers from all ranges of monetary data.
Investing with Titan not solely grows purchasers’ long-term wealth, however transforms them into the neatest traders they’ve ever been. Right here’s a current portfolio replace we despatched to our purchasers. And right here’s certainly one of our each day “Three Issues” e mail highlighting vital strikes available in the market (a few of which impression their portfolios).
Titan provides all U.S. traders entry to 4 excellent actively-managed funding merchandise: Flagship, Alternatives, Offshore, and Crypto.
1. Develop your capital long-term. Titan goals to outperform the market, not monitor it, with a purpose to double your cash each 5-7 years.
2. Schooling. Titan can allow you to be the neatest investor you’ve ever been by supplying you with court-side seats to the technique, analysis, and commentary of our inside Funding Administration crew. In case you take pleasure in studying about particular person firms and common market analysis, you’ll take pleasure in Titan’s insights.
From on the spot investing to portfolio supervisor entry, we offer entry to many cutting-edge options that different corporations don’t, freed from cost.
Accolades + Stats
In below three years, Titan has grown to $750 million AUM and 35,000+ purchasers.
Titan has raised $75 million up to now at a valuation of $450 million from premier enterprise capital corporations. They embrace Andreessen Horowitz, Common Catalyst, Sound Ventures, and BoxGroup. As well as, we’ve got raised capital from individuals reminiscent of Will Smith, Odell Beckham Jr., Kevin Durant, and Jared Leto.
Titan was additionally ranked the #1 Robo-Advisor by US Information in 2020. As well as, Titan was included on the Forbes’ Subsequent Billion Greenback Startups checklist in 2021.
Titan’s Funding Methods / Product Choices
1) Flagship is our large-cap US development technique made up of high-quality, big-name firms that they imagine can compound capital in extra of the S&P 500. The portfolio comprises 15-25 shares with a median market cap of almost $600 billion. Flagship has an annualized return of 20.4% (after charges) since inception (February 2018).
2) Alternatives is Titan’s small/mid-cap US development technique made up of firms that they imagine can develop at distinctive charges and turn out to be the subsequent crop of rising stars. The portfolio comprises 15-25 shares with a median market cap of $13 billion. Impressively, Alternatives has an annualized return of 61.4% (after charges) since inception (August 2020).
3) Offshore is Titan’s worldwide development technique made up of a number of the world’s greatest companies in rising and developed markets from China to Latin America and past. The portfolio comprises 15-25 shares with a median market cap of $175 billion. Offshore has an annualized return of -8.8% since inception (after charges), however was only in the near past created in April 2021.
4) Crypto is the most recent addition to Titan, and is the primary actively managed portfolio of crypto-assets made accessible to all traders that Titan believes are positioned for excellent long-term returns with minimal correlation to equities and with engaging hedging qualities. The portfolio sometimes holds round 5-10 cryptoassets, and has an annualized return of 329.8% (after charges) since inception in August 2021.
Really useful Portfolio Combine
Relying on how a lot cash you will have invested with Titan in addition to your most popular investing fashion and threat tolerance (aggressive, average, or conservative), Titan will present a customized, advisable % allocation to every of their portfolios.
Threat Tolerance + Hedging By Titan
There are a number of ways in which Titan offers draw back safety to their purchasers. The first approach is by together with a hedge, a holding that bets towards the market, of their portfolio. The scale of your hedge will rely in your most popular investing fashion and threat tolerance – aggressive, average, or conservative.
When the Titan funding crew does not imagine their portfolios are present process or have excessive threat of present process an prolonged downturn:
- 0% of portfolio worth is hedged in case your most popular investing fashion is “aggressive”
- 5% of portfolio worth is hedged in case your most popular investing fashion is “average”
- 10% of portfolio worth is hedged in case your most popular investing fashion is “conservative”
When the Titan funding crew does imagine their portfolios are present process or have excessive threat of present process an prolonged downturn:
- At the least 5% of portfolio worth is hedged in case your most popular investing fashion is “aggressive”
- At the least 10% of portfolio worth is hedged in case your most popular investing fashion is “average”
- At the least 20% of portfolio worth is hedged in case your most popular investing fashion is “conservative”
Throughout instances of particularly unsure market volatility, the Titan funding crew also can search to protect shopper capital and reduce threat by decreasing fairness publicity and rising money holdings. This money reserve additionally permits Titan to make opportunistic investments when firm valuations decline to engaging ranges.
Sam’s word: Titan’s potential to supply hedged portfolios at a decrease value on this surroundings to be engaging. It’s a distinctive funding providing I haven’t seen elsewhere. Since 2012, I’ve invested in structured notes to supply for draw back safety and for potential leveraged upside. If I hadn’t invested in hedged investments, I wouldn’t have invested as a lot cash as I’ve into equities.
How Titan Works
1. Deposit cash into Titan by way of the app. Titan is 100% mobile-only.
2. Choose a portfolio or a number of (Flagship, Alternatives, Offshore, and Crypto) on your cash to be invested into. Titan will suggest a portfolio combine based mostly in your most popular investing fashion, threat tolerance, and the quantity that you simply’ve deposited. Your job is now completed.
3. The Titan crew buys the shares in your chosen portfolio. You now personal fractional shares of the shares or belongings that Titan’s analyst crew has chosen for the portfolio.
4. From there, Titan will make updates by shopping for/promoting shares within the portfolios whereas explaining each transfer Titan makes with constant written, audio, and video updates.
How Titan Differs From Different Trendy Investing Merchandise
There are a couple of totally different behaviors that buyers in at present’s investing market have interaction in. The primary is “set and neglect,” when individuals put money into robo-advisors with common portfolios that typically monitor the market. These shoppers need every little thing completed for them and don’t need to have interaction with their investing expertise a lot in any respect.
One other habits is “do it your self,” the place you utilize an investing app to purchase and promote your whole personal shares and belongings. Managing current positions and researching new ones requires a number of time, power, and ability. That is an exercise most of us don’t have sufficient time to do efficiently.
Enter Titan. Whenever you turn out to be a shopper of Titan, our crew of funding analysts will work to develop your capital in our methods that intention to outperform the market in the long run, not monitor it. Moreover, Titan provides you insights to all of our funding selections and market strikes related to your portfolio.
You can begin investing with Titan for $5/month (in case you have lower than $10,000 in deposits); that’s the worth of a cup of espresso in New York Metropolis. When you make investments $10,000 or extra, it switches over to a flat 1% annual advisory price (in comparison with 2% and 20% of income for the typical hedge fund).
Low Minimums and No Lockups
All you want is $100 (our minimal deposit) to get began, and there are by no means any lockups. Take your cash out anytime.
Titan additionally has a sturdy referral program. Within the Titan app, you’ll be able to simply invite others to join a Titan account by sending them an e mail, textual content, or social invitation.
For every eligible referral that you simply full, you’ll win a complete portfolio of Titan shares (or crypto) that may very well be price as much as $10,000. At a minimal, all portfolios rewarded might be price at the very least $25. As well as, every individual that you simply refer will mechanically obtain a 100-day free trial to Titan.
Join Titan at present!